Fees

Membership Fee

$5.00

Excessive Withdrawal Fee	$2.00

Transfer Fee	$2.00
Per transfer when more than 3 transfers have been made to another account

Dormant Account Fee	$3.00
Per month on regular share savings account with balances of less than $50 and no transaction records for the last 18 months

Overdraft Fee	$30.00
Per check

Courtesy Pay Overdraft Fee	$30.00
Per check

Preauthorized Draft NSF Fee	$30.00
Per item

Stop Payment Fee	$15.00
Per stop order ($27.00 per stop order if account balance is insufficient to clear stopped item)

Check Copy Fee	$1.00
Per check

Early Withdrawal Fee	$2.00
Per withdrawal. Applies to all Club Accounts

Outgoing Wire Transfer Fee	$10.00
Per item Domestic

Outgoing Wire Transfer Fee-Int.	$27.50
Per Item-US Currency

Outgoing Wire Transfer Fee-Int.	$10.00
Per item-Foreign currency

Money Order Fee	$1.00
Per money order

Teller Check	$1.00
Per check made payable to third party

Certified Check	$2.00
Per check

Return Deposit Item Fee	$10.00
Per occurrence

International Item Collection Fee	$10.00
Per Item

ATM Transaction/Inquiry Fee	$1.25
Per occurrence, applies only to non-designated ATMs

Replacement ATM Card Fee

$3.00

Reorder PIN#

$3.00

Reorder JA Visa Check Card

$5.00

Reorder Check Card PIN#

$5.00

Account Reconciliation Fee	$10.00
Per hour