Home Equity Line Of Credit

Our HELOC lets you do more for less.

Is it time to replace that leaky roof, take that nice vacation you have been dreaming about, pay for that car or consolidate your debt? Your credit union can help with a low cost Home Equity Line of Credit (HELOC). You may realize substantial savings by borrowing against your home compared with other loan options.

By using the equity in your home, you may qualify for a line of credit at a low interest rate. Our HELOC allows you to draw the loan funds as needed -- for home improvements, vacations, emergencies -- you decide. You can even re-borrow from the principal at a later date during the open-end phase of the loan. And the interest on your home equity financing may be tax-deductible.

Unlike those of most financial institutions, our HELOC requires:

• No minimum advance

• No annual fee

• No pre-payment penalty through the life of the loan

Once your line of credit is established, we deposit funds automatically into your account, and your next advance is a click or phone call away. Apply online or call for more information.


Getting an advance from your Home Equity Line of Credit just got easier.

Self-service for your HELOC is now available through Netbranch.

Did you know you have quick and secure access to your Home Equity Line of Credit through NetBranch? You can still visit a branch or call us for advances from your line of credit. Or, you can process advances online and deposit the funds into your checking or savings account. Not Enrolled into NetBranch? Follow the easy steps at www.greenvillefcu.com to enroll in NetBranch and access your HELOC.


Second Mortgage

Second mortgages are also available. Based on the equity in your home, borrow a lump sum of money and pay the loan off in fixed payments at a fixed interest rate over the life of your loan.



Contact a Loan Officer to learn more about Home Equity Loans and Second Mortgages.


Home Equity Loan Application Checklist


Current Rates



HELOC Disclosure


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