Current Loan Rates

General disclosure: Information displayed is accurate as of the date of the latest update and is subject to change without notice.

Loan Rate Schedule Effective April 1, 2014 APR *1
Personal Note as low as 7.99%
Personal Line of Credit *2 Quarterly variable as low as 17.99%
Share Secured *3 Quarterly variable 5.00%
Certificate Secured *4 Consult Certificate Rates
New Vehicle *5 and Motorcycle (a new vehicle is less than 2 years old and less than 30,000 miles) 36 months or less as low as 1.99%
48 months or less as low as 2.24%
60 months or less as low as 2.49%
72 months or less as low as 2.74%
84 months or less as low as 3.49%
Used Vehicle and new/used RV, Boat, Trailer, etc. *6 (a used vehicle is more than 2 years old and more than 30,000 miles) 48 months or less as low as 3.49%
60 months or less as low as 3.74%
72 months or less as low as 4.49%
84 months or less as low as 4.99%
Home Equity Line of Credit *8 80% or less loan to value as low as 4.00%
90% or less loan to value as low as 5.00%
greater than 90% loan to value as low as 6.00%
Second Mortgage *9 as low as
(Contact for more details)
5.99%
Mobile Home *10 75% loan to value as low as 10.99%
Unimproved Property *11 2YR ARM as low as 6.25%
5/1 ARM as low as 6.75%
VISA Platinum 8.99%
Classic 13.90%
Classic Beginning 17.99%
Mortgages *11 2YR ARM as low as 3.00%
5/1 ARM as low as 4.00%
Additional ARM options available. Call for rates
Other options available: 15 & 30 yr fixed rate, jumbo mortgages and secondary residence Call for rates
Investment/Rental Propery 2 YR ARM as low as 5.50%
5/1 ARM as low as 6.00%

*1 Annual Percentage Rate (APR) is subject to credit approval and can change without notice.
*2 Personal loan margin will be determined based upon a combination of credit scores provided through Equifax, Inc. The quarterly Index will be the Wall Street Journal’s published prime rate as of the 15th day of December, March, June, and September and any subsequent rate change will occur on the first of the following months. The minimum Index value used will be 5.99%.
*3 The Index each quarter is based upon the highest dividend rate paid on regular shares rounded up to the next even quarter percent. The minimum Index value used will be 2%. 4Certificate loans use the certificate dividend rate rounded up to the next even quarter percent as the Index. The minimum Index value used will be 2%.
*5,6,7 Our definition of New, Used, and Mature vehicles expands your financing opportunities; please contact a Loan Officer for details. Your rate will be determined using a combination of credit scores provided through Equifax, Inc.
*8,9,11 Real property must be located in the state of South Carolina. Your rate will be determined by the original term of the loan and/or original loan to value percentage.
*10 Mobile home must be located in the state of South Carolina. Your rate will be determined by the original term of the loan and original loan to value. Other restrictions apply based upon the specific loan type requested.

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Business Lending Services

Greenville Federal Credit Union offers a variety of lending products that can give your business the capital and flexibility to grow.  For additional information on our business lending services contact a loan officer or branch manager.  

Student Loans