It's the most wonderful time of the year!
The holiday season can be the best time of year to upgrade your vehicle, or your vehicle loan.
Most vehicle manufacturers and dealers drop prices on current inventory at year-end to make room for next model year’s inventory. A lower price tag combined with your credit union’s competitive loan rate gives you the upper hand when shopping for your next car.
Our members enjoy the same low rate on new, pre-owned and refinanced vehicles (cars, trucks and SUVs) with less than 30,000 miles and less than two years old.
See our rates.
We will beat other lenders’ rates by a quarter percent+ if the terms and collateral requirements are comparable (excluding automobile manufacturer and captive finance company 0% rate offers.
- Pre-owned and refinanced vehicles with less than 30,000 miles and less than 2 years old, enjoy the same low rate as new vehicles.
- Get a pre-approval for more bargaining power.
- Find the value of a car with Carbook Showroom, a free service that provides invoice and MSRP prices, trade-in values, and cost for options.
- Apply in person, by phone, or online.