Vehicle Loans

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Get an incredible rate when you finance - or refinance -  your auto loan.  Apply now.

Drive away with a lower vehicle loan rate on new, pre-owned, and refinanced vehicles and we can beat other lenders’ rates by a quarter percent+. Ask us how.

A lower payment can help free up your monthly budget. What are you waiting for? See our rates.

  • Pre-owned and refinanced vehicles with less than 30,000 miles and less than 2 years old, enjoy the same low rate as new vehicles.
  • Defer your first payment up to 60 days from closing.
  • Get a pre-approval for more bargaining power.
  • Find the value of a car with Carbook Showroom, a free service that provides invoice and MSRP prices, trade-in values, and cost for options.
  • Apply for a vehicle loan online, in person or by phone. 

Not a member yet? Our community-based charter allows anyone who lives, works, worships or attends school in Greenville County to join. 

We will beat outside rate offers. 

We will beat other lenders’ rates by a quarter percent+ if the terms and collateral requirements are comparable (excluding automobile manufacturer and captive finance company 0% rate offers.

*Annual Percentage Rate is based on a 60-month term. Minimum loan amount for this offer is $5,000. A 60-month loan with first payment deferred 60 days at 2.74% APR would have monthly payments of $17.90 per thousand borrowed. +Excluding auto manufacturer and captive finance company 0% rate offers; rate floor is 1.74%, offer excludes current loans held by Greenville Federal Credit Union. Offer good from October 15 through December 31, 2020. First payment can be delayed up to 60 days from closing.

Enjoy incredible rates on recreational vehicles, too.


You already know we offer the lowest vehicle loan rates around. But did you know we also offer incredible rates on motorcycles, RVs, boats and more. Plus, our definitions of “new” and “used” expand your financing options.

Check out our Rates page. 

Call us for more information or use our online vehicle loan application to get pre-approved before you shop.