Savings Rates

Current Savings Rates

Effective November 1, 2020

General disclosure: Information displayed is accurate as of the date of the latest update and is subject to change without notice.

Type Features Dividend Rate APY
Regular Share Savings - Tier 1 $0.00 - $1,999 0.05% 0.05%
Regular Share Savings - Tier 2 $2,000 and up 0.10% 0.10%
Club Accounts -- 0.05% 0.05%
Regular Share Checking -- 0.05% 0.05%
Kasasa Cash Back Checking -- 0.05% 0.05%
Kasasa Cash Checking Non-qualifying 0.05% 0.05%
Kasasa Cash Checking Qualifying <=$5,000 1.98% 2.00%
Kasasa Cash Checking Qualifying >$5,000** 0.05% 0.05%
       
Share Term Certificates      
Share Term Certificate (CD) 30 month Step Up $500 min 0.60% 0.60%
91 day $500 min 0.25% 0.25%
6 month $500 min 0.30% 0.30%
12 month $500 min 0.40% 0.40%
18 month $500 min 0.50% 0.50%
24 month $500 min 0.55% 0.55%
30 month $500 min 0.65% 0.65%
36 month $500 min 0.75% 0.75%
48 month $500 min 0.85% 0.85%
60 month $500 min 0.95% 0.95%
       
Share Retirement Accounts (IRAs)      
Share Retirement Account (IRA) 30 month Step Up Traditional and Roth 0.60% 0.60%
IRA Floating Rate Traditional and Roth 0.50% 0.50%
IRA Certificate - 6 month Traditional and Roth 0.30% 0.30%
IRA Certificate - 12 month Traditional and Roth 0.40% 0.40%
IRA Certificate - 18 month Traditional and Roth 0.50% 0.50%
IRA Certificate - 24 month Traditional and Roth 0.55% 0.55%
IRA Certificate - 30 month Traditional and Roth 0.65% 0.65%
IRA Certificate - 36 month Traditional and Roth 0.75% 0.75%
IRA Certificate - 48 month Traditional and Roth 0.85% 0.85%
IRA Certificate - 60 month Traditional and Roth 0.95% 0.95%
       
Yield-Plus Savings      
Yield-Plus Savings - Minimum Deposit $2,000 Below Minimum $2,000 0.05% 0.05%
Yield-Plus Savings - Tier 1 $2,000 to $24,999 0.30% 0.30%
Yield-Plus Savings - Tier 2 $25,000 to $49,999 0.40% 0.40%
Yield-Plus Savings - Tier 3 $50,000 to $74,999 0.50% 0.50%
Yield-Plus Savings - Tier 4 $75,000 and above 0.60% 0.60%
       
Yield-Plus Checking      
Yield-Plus Checking - Minimum Deposit $2,000 Below Minimum $2,000 0.05% 0.05%
Yield-Plus Checking - Tier 1 $2,000 to $9,999 0.20% 0.20%
Yield-Plus Checking - Tier 2 $10,000 to $24,999 0.30% 0.30%
Yield-Plus Checking - Tier 3 $25,000 to $49,999 0.40% 0.40%
Yield-Plus Checking - Tier 4 $50,000 to $74,999 0.50% 0.50%
Yield-Plus Checking - Tier 5 $75,000 and above 0.60% 0.60%

*Annual percentage yields.
**Split APYE of 2.00% to 0.09% on balances over $5,000.00, based on an assumed balance of $250,000.00 and an assumed statement cycle of thirty-one (31) days.
All rates are subject to change without notice. For complete account terms and conditions, call or write to: Greenville Federal Credit Union, 1501 Wade Hampton Blvd., Greenville, SC 29609,(864) 235-6309 or (800) 336-6309.