NOTICE: Revised Membership Agreement regarding you accounts and services
The credit union revised your Membership Account Agreement and Disclosures. The following note the most substantive changes, but not all the changes. Please read the whole of your Agreement which can be found on our website: https://www.greenvillefcu.com/news-resources/legal-information/membership-agreement-and-disclosure. We will provide you a printed copy, if you wish, by contacting the credit union at a branch office or by telephone at 800-336-6309 or by mailing us your request. All changes take effect 30 days after 12/31/2020, which is the date this Change of Terms notice is provided to all members.
Cellular Phone Contact Policy: By providing us with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications—including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system—from us and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider.
Limitations on Accounts and Services for Members who Reside in Non-US Countries or Territories; or in Certain US States: (For the laws of Non-US Countries or Territories) The Credit Union may limit, refuse, close or terminate any account or service if: (1) we deem it necessary due to legal/regulatory requirements of a foreign country that are not directly applicable to US residents; or (2) we deem it to be in the Credit Union’s best interests to not provide accounts or services due to potential exposures or obligations under non-US laws, rules or regulations. (For Certain States as determined by the Credit Union from time to time) The Credit Union may also limit, refuse, close or terminate any account or service if: (1) we deem it necessary due to legal/regulatory requirements of a state in which we do not maintain a physical presence and/or provide services only to a limited number of persons residing in that state; or (2) we deem it to be in the Credit Union’s best interests to not provide accounts or services due to potential exposures or obligations arising or related to the laws of a state where we do not maintain a physical presence.
Virtual Currency: We reserve the right to reject transactions regarding any type of virtual currency (crypto currency) services and may close your account when detected. Prohibitable transactions include but are not limited to: (i) wires (incoming/outgoing), (ii) ACH transactions (incoming/outgoing), (iii) privately owned ATMs dealing specifically with crypto-currency, and (iv) credit or debit card transactions.
Natural Disasters, Pandemics, Significant Health Concerns, and Other “Acts of God”: FORCE MAJEURE—Neither Party will be liable for any failure or delay in performing an obligation under this Agreement that is due to any of the following causes, to the extent beyond its reasonable control: acts of God; accidents; riots; war; terrorist acts; epidemics; pandemics; quarantines; civil commotions; breakdown of communication facilities; natural catastrophes; governmental declarations, acts or omissions; changes in laws or regulations; national strikes; fires; explosions; or generalized lack of availability of raw materials or energy. For the avoidance of doubt, Force Majeure shall not include: (a) financial distress nor the inability of either party to make a profit or avoid a financial loss, (b) changes in market prices or conditions, or (c) a party's financial inability to perform its obligations hereunder. This clause shall continue to apply for a reasonable period after the cause addressed above has subsided sufficiently to allow resumption of services. OFFICIAL HEALTH GUIDANCE—All Credit Union offices reserve the right to follow/implement official health guidance issued by governmental entities and/or health organizations which may include but are not limited to: closure of Credit Union offices; social distancing; requiring the use of Personal Protective Equipment (PPE), such as masks, gloves, clear eye coverings, or other requirements. These requirements may vary from office to office and may change from time to time. FACE MASKS—For security reasons all face masks are prohibited unless medically required or highly recommended in official health guidance. When a mask is necessary members, non-members, contractors, and staff may be asked to temporarily remove it before assistance is provided and transactions completed for adequate identification and ease of communication. If you feel you cannot remove your mask temporarily for identification inside a branch, you may use the Credit Union’s Drive-through service to conduct your transaction. We will also consider any requests for special appointments where your identity can be verified upon entering Credit Union property.