Effective February 14, 2020
General disclosure: Information displayed is accurate as of the date of the latest update and is subject to change without notice.
| Fee Type | Description | Cost |
|---|---|---|
| Dormant Account Fee | Per month on regular share savings account with balances of less than $100 and no transaction records for the last 18 months | $5.00 |
| Reg D Violation | Per withdrawal after more than six electronic transfers from a savings-type account per month | $37.50 |
| Overdraft Fee | Per item | $37.50 |
| Courtesy Pay Overdraft Fee | Per item | $37.50 |
| Preauthorized Draft NSF Fee | Per item | $37.50 |
| Stop Payment Fee | Per stop order ($37.50 per stop order if account balance is insufficient to clear stopped item) | $15.00 |
| Check Copy Fee | Per item | $1.00 |
| Statement Copy | $1.00 per page | |
| Account History Fee | $1.00 per page | |
| Check Printing | prices vary by check design | |
| Alternative Checking Service Fee | $7.95 per month | |
| Alternative Checking Cashing Payroll or Government Checks Fee | $2.00 per item | |
| Alternative Checking In-Person Cash Withdrawal | (Avoid this fee by using any CO-OP ATM that is surcharge free.) | $1.00 per withdrawal |
| Early Withdrawal Fee, Club Accounts | Per withdrawal, applies to all Club Accounts | $2.00 |
| E-Statements | Free | |
| Paper Statement Fee | $2.00 | |
| Outgoing/Incoming Wire Transfer Fee | Per item Domestic | $15.00 |
| Outgoing Wire Transfer Fee-Int. | Per item-US Currency | $35.00 |
| Outgoing Wire Transfer Fee-Int. | Per item-Foreign Currency | $15.00 |
| Teller Check | Per check made payable to third party | $1.00 |
| Return Deposit Item Fee | Per occurrence | $10.00 |
| Account Reconciliation Fee | Per hour | $25.00 |
| Research Fee | Per hour | $25.00 |
| International Item Collection Fee | Per item | $10.00 |
| ATM Transaction/Inquiry Fee | Per occurrence, applies only to non-designated ATMs | $1.25 |
| Visa Debit Card - Standard Reorder | Standard delivery 7-10 business days by mail | $5.00 |
| Visa Debit Card - Instant Issue for New Account | In branch instant issue, free with $25 minimum in Checking | Free |
| Visa Debit Card - Instant Issue for New Account | In branch instant issue, $5.00 if less than $25 in checking | $5.00 |
| Visa Debit Card - Instant Issue | In branch instant issue | $10.00 |
| Unauthorized ACH Entry Fee | Per item | $5.00 |
| Third Party Teller Check | Non-Member | $15.00 |
Fee Additions Effective 6/1/2021: Returned Mail $5.00; Closing Membership within Six Months of Opening Date $25.00
Existing Fee Changes Effective 6/1/2021: Returned Deposit Items $25.00; Legal Process Research $100.00 first hour, and $50 per hour thereafter; Paper Periodic Statements $3.00; Safe Deposit Box 3”x5” Fee $30.00; 3”x10” Fee $45.00; 5”x10” Fee $70.00; 10”x10” Fee $90.00; Alternative Checking Monthly Servicing $9.95 (Alternative Checking name to change to Access Checking)
Fee Eliminations Effective 6/1/2021: Alternative Checking Cash Withdrawal; Alternative Checking Check Cashing