Personal Account Fees

Current Personal Account Fees

Effective June 1, 2021

General disclosure: Information displayed is accurate as of the date of the latest update and is subject to change without notice.

Fee Type Description Cost
Dormant Account Fee Per month on regular share savings account with balances of less than $100 and no transaction records for the last 18 months $5.00
Reg D Violation Per withdrawal after more than six electronic transfers from a savings-type account per month $37.50
Returned Draft Item (NSF) Fee on checks or ACH transactions Per presentment $37.50
Returned Recurring Debit Card Payment (NSF) Fee Per presentment $37.50 - Effective 8/1/2021
Courtesy Pay Overdraft Fee Per presentment $37.50
Preauthorized Draft NSF Fee Per presentment $37.50
Stop Payment Fee Per stop order ($37.50 per stop order if account balance is insufficient to clear stopped item) $15.00
Stop Payment for Recurring Visa Debit or Credit Payments Per stop order ($37.50 per stop order if account balance is insufficient to clear stopped item) $15.00
Check Copy Fee Per item $1.00
Statement Copy Per page $1.00
Account History Fee Per page $1.00
Check Printing prices vary by check design
Access* Checking Service Fee Per month $9.95
Early Withdrawal Fee, Club Accounts Per withdrawal, applies to all Club Accounts $2.00
E-Statements Free
Paper Statement Fee $3.00
Outgoing/Incoming Wire Transfer Fee** Per item Domestic $15.00
Outgoing Wire Transfer Fee-Int.** Per item-US Currency $35.00
Outgoing Wire Transfer Fee-Int.** Per item-Foreign Currency $15.00
Teller Check Per check made payable to third party $1.00
Return Deposit Item Fee Per occurrence $25.00
Account Reconciliation Fee Per hour $25.00
Legal Process Research Fee Per hour $100.00 first hour, $50.00/hr thereafter
International Item Collection Fee Per item $10.00
ATM Transaction/Inquiry Fee Per occurrence, applies only to non-designated ATMs $1.25
Visa Debit Card - Standard Reorder Standard delivery 7-10 business days by mail $5.00
Visa Debit Card - Rushed Reorder Delivery timeframe is 3-4 calendar days $50.00
Visa Debit Card - Instant Issue for New Account In branch instant issue, free with $25 minimum in Checking Free
Visa Debit Card - Instant Issue for New Account In branch instant issue, $5.00 if less than $25 in checking $5.00
Visa Debit Card - Instant Issue In branch instant issue $10.00
Visa Credit Card - Rushed Reorder Delivery timeframe is 3-4 calendar days $50.00
Unauthorized ACH Entry Fee Per item $5.00
Third Party Teller Check Non-Member $15.00
Returned Mail Per item $5.00
Membership Closure within Six Months of Opening Date Per occurrence $25.00
Safe Deposit Box 3"x5" Per year $30.00
Safe Deposit Box 3"x10" Per year $45.00
Safe Deposit Box 5"x10" Per year $70.00
Safe Deposit Box 10"x10" Per year $90.00

*Alternative Checking is now named Access Checking
Fee Eliminations Effective 6/1/2021: Alternative Checking Cash Withdrawal; Alternative Checking Check Cashing
**All domestic and international wire transfer requests received after 2:00 pm may be processed the next business day. Incoming wires received after 2:00 pm may be processed the next business day.